Disclaimer

Past performance does not guarantee future results

Financial planning involves risk and individual results may vary based on personal circumstances

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or availability of any information contained herein.

Any reliance you place on information obtained from this website is strictly at your own risk. Before making any financial decisions, we strongly recommend consulting with qualified financial professionals who can assess your individual circumstances.

Limitation of Liability

To the maximum extent permitted by Australian law, ilthoravenqs and its affiliates shall not be liable for any damages arising from your use of this website or services, including but not limited to:

  • Direct damages resulting from financial decisions made based on website information
  • Indirect or incidental damages from service interruptions or technical issues
  • Consequential damages including business losses or opportunity costs
  • Lost profits, revenue, or financial gains from following general guidance

Information Accuracy

While we endeavor to keep information current and accurate, financial markets and regulations change frequently. We cannot guarantee that all information reflects the most recent developments or applies to your specific situation.

All information is provided on an "as is" basis without warranties of any kind, either express or implied, including but not limited to merchantability or fitness for a particular purpose.

Professional Financial Advice

The content on this website does not constitute personalized financial advice and should not replace consultation with licensed financial advisors, accountants, or other qualified professionals.

Always seek independent professional advice before making significant financial decisions or implementing any strategies discussed on this website.

Third-Party Links

This website may contain links to external websites operated by third parties. These links are provided for convenience and informational purposes only.

We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Your use of external sites is subject to their respective terms and conditions.

Results and Outcomes

Individual results may vary based on personal circumstances, market conditions, and implementation of strategies

We do not guarantee specific financial outcomes, returns, or results from using our services or following information provided on this website.

Intellectual Property Rights

All content, materials, and intellectual property on this website, including text, graphics, logos, and software, are owned by ilthoravenqs or its licensors and protected by Australian and international copyright laws.

Unauthorized reproduction, distribution, or modification of website content is strictly prohibited without prior written consent.

Governing Law and Jurisdiction

This disclaimer and your use of this website are governed by the laws of Australia, specifically:

Governing Law: Commonwealth of Australia and applicable state legislation

Jurisdiction: Courts of competent jurisdiction in Australia

Some provisions may vary based on your state or territory of residence within Australia.

User Indemnification

By using this website, you agree to indemnify and hold harmless ilthoravenqs, its officers, employees, and agents from any claims, damages, or expenses arising from your use of the website or violation of these terms.

Severability

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes become effective immediately upon posting to the website.

Your continued use of the website following any modifications constitutes acceptance of the updated disclaimer.

Contact Information

For questions about this disclaimer or our services, please contact us using the information below:

Email: contact@ilthoravenqs.com

Phone: +61394703540

Address: 20 Collins Street, Melbourne VIC 3000

Last updated: August 14, 2025

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